How older people and families can uncover unclaimed financial help
When the heating bill arrived this winter, Margaret sighed. “I don’t know how it’s gone up again,” she said quietly. Her daughter Sarah reached for her laptop to look for help online — but after a few confusing government websites and conflicting answers, she gave up.
“There must be something we’re missing,” she said.
They were right. Like millions of families, Margaret was entitled to government benefits for older people she didn’t know existed.
Billions in benefits go unclaimed every year
It’s estimated that billions of pounds in benefits and allowances go unclaimed every year in the UK — especially among retirees and ageing parents.
Why?
Because the system can be complicated.
Forms are hard to navigate.
And many people assume they won’t qualify — when, in fact, they often do.
Even confident, independent people can feel lost when faced with endless forms and confusing terminology. For families, it can be even harder to help ageing parents claim what they’re due while juggling other responsibilities.
But here’s the good news: help is available, and claiming it could make a real difference to your income and peace of mind.
Five benefits every older person should check
It’s worth reviewing these key financial support options for older adults.
1. Attendance Allowance
If you’re over State Pension age and need help with personal care or mobility, you may qualify for this benefit. It’s not means-tested and doesn’t affect your pension — but many people never apply because they don’t realise it exists.
2. Pension Credit
This tops up your weekly income if you’re on a lower pension. It can also unlock other forms of help, such as support with heating costs.
3. Council Tax Reduction
Many older homeowners or tenants are entitled to discounts or full exemptions. It’s a simple step that can save hundreds of pounds each year.
4. Carer’s Allowance
If you care for a spouse, partner, or loved one for 35+ hours per week, you could receive extra support. It’s one of the most commonly missed benefits.
5. Winter Fuel Payment and Warm Home Discount
These provide extra help with heating costs during the colder months — something that can bring real relief during winter.
Even small benefits can add up. For many families, it’s not just about money — it’s about feeling supported and less stressed.
Discovering what you’re entitled to — without the hassle
This is where PodBenefits, part of the Podplan platform, helps.
PodBenefits takes the guesswork out of finding unclaimed benefits for older people. It brings everything together in one place — from Pension Credit to Attendance Allowance and beyond.
No jargon. No long searches. Just clear, practical guidance that makes life simpler.
PodBenefits highlights relevant benefits and points you directly to how to claim them.
It’s like having a friendly expert by your side — helping you find financial support without the overwhelm.
Take one small step today
If you’ve ever thought, “I’m not sure Mum or Dad would qualify,” or “We probably missed the deadline,” — don’t give up.
Even if you’ve checked before, things change. New rules and support schemes appear regularly. Taking a few minutes to review what’s available could make a meaningful difference.
You don’t need to do it all at once. Just start.
A calmer, more confident future
When finances feel more secure, life opens up again. You can focus on the things that matter — health, family, and enjoying each day without constant worry.
That’s what Podplan is here for: to make later-life planning simpler, calmer, and more connected for everyone involved.
With PodBenefits, you can uncover the help you deserve — and take a confident step toward a brighter, more supported future.
🌿 Start your Podplan today
Sign up, head to Money Matters -> PodBenefits and discover what support could be waiting for you or your loved one. It’s quick, friendly, and designed to make later-life planning easier.
